Reason choose us
Welcome to PBS LENDERS AND CREDITORS INC.
Meet Our Experts
Our team of financial advisors specializes in understanding the specific financial challenges faced by OFWs. With years of experience in the industry, they provide personalized guidance and support to help you navigate your financial journey effectively.
Customer Support
Our customer support team is available around the clock to assist you with any inquiries or concerns. We pride ourselves on delivering exceptional service with a personal touch, ensuring that you feel valued and supported at every step of your loan process.
Loan Specialists
- Our loan specialists are dedicated to helping you find the right loan product that fits your needs. They are well-versed in various lending options and are committed to simplifying the application process, making it as seamless as possible for you.
Our 5 Process
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1. Ironclad Security
Your peace of mind is our top priority. We utilize industry-leading multi-factor authentication, end-to-end encryption, and 24/7 fraud monitoring to ensure your hard-earned money and personal data stay safe and secure.
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2. Competitive Interest Rates
Make your money work harder for you. Whether you are opening a savings account or looking for a loan, we offer some of the most competitive rates in the market, helping you reach your financial goals faster.
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3. Seamless Digital Banking
Bank anytime, anywhere. Our award-winning mobile app and intuitive online platform allow you to manage your finances, pay bills, and transfer funds with just a few taps—giving you full control of your money on the go.
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4. Transparent & Low Fees
No hidden charges, no surprises. We believe in honest banking. That’s why we offer low-to-zero maintenance fees and clear, upfront terms, so you always know exactly where your money is going.
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5. Personalized Financial Support
You aren’t just an account number to us. Our dedicated team of experts is always ready to provide personalized advice and support, ensuring you have the right financial tools for every stage of your life.
Why Choose Us?
FAQs About Our Loans
To qualify for our loans, applicants must be Overseas Filipino Workers (OFWs) with a stable source of income. Additional requirements may vary based on the type of loan requested. Ensuring you meet our criteria will expedite the application process.
The approval process typically takes between 12 to 48 hours after submission of a complete application. Factors such as the volume of applications and the specific details of your loan may affect the timeline. We strive for efficiency to meet your needs.
Yes, you can repay your loan early without incurring any penalties. We encourage early repayment as it can help reduce the overall interest paid. If you choose to pay off your loan ahead of schedule, simply contact our customer service for assistance.
People choose us for our quick approval process, flexible loan amounts, low interest rates, convenient online access, and dedicated customer support, making their borrowing experience seamless and stress-free
“You can rest assured that we are a fully legitimate and compliant organization. We prioritize the security of our clients and uphold the highest standards of legal and ethical conduct in every transaction.”